1
Parses every tradeline
Each account, balance, and payment history entry is structured and compared across all three bureaus at once.
AI Technologies
How our AI
reads your credit reports
AI credit repair software that shows its reasoning.
Our model reads your real Equifax, Experian, and TransUnion files, cross-checks every tradeline, and shows its reasoning for each finding — so you always know why something was flagged.
Real bureau dataUses your actual reports
Transparent resultsSee why each item is flagged
Always under your controlYou approve every step
Illustration of the product, not a real person’s credit file.
How the model works
Your Credit Reports
EEquifaxConnected
EExperianConnected
TUTransUnionConnected
AI Model
Cross-checks all three reports and finds issues
Findings
- Duplicate accountHigh impact
- Obsolete itemMedium impact
- Incorrect balanceHigh impact
- Wrong reporting dateMedium impact
How It Reads Your Report
From raw data to real insights.
Your credit reports are unstructured. Our model turns them into clear, actionable findings. See the five steps from report to dispute.
2
Flags inconsistencies
Duplicate accounts, obsolete items, and mismatched reporting dates are flagged for your review, ranked by confidence.
3
Scores its own confidence
Every finding carries a confidence level, so you can tell a likely error from one worth a closer look.
How the Model Works
Clear reasoning
for every finding.
Our model reads your reports, cross-checks every tradeline, and explains why each item was flagged.
Reads all three bureau reports
Explains its reasoning for every finding
You approve every step
How it reviews your report
- Reads your reportsEquifax, Experian and TransUnion
- Cross-checks every tradelineCompares the three reports
- Explains why each item was flaggedYou review it before anything is sent
Security & Your Control
Your data, your decisions.
Encrypted connection
Your connection to our site is encrypted with HTTPS. See our Privacy Policy.
Built with FCRA and CROA in mind
Our process is designed with the Fair Credit Reporting Act in mind. You review every letter before it is sent.
You approve every step
Nothing is sent to a bureau without your review and e-signature first.
Please only dispute information you believe is inaccurate. AI findings are estimates and can be wrong. See our Disclaimer.
See What the Model Finds in Your Report
Try our AI credit repair software.
A free analysis never affects your score. See plans and pricing.
Get My Free Score AnalysisNo credit cardWon’t affect your scoreNo obligation
Illustration of the product, not a real person’s credit file.