Credit Repair Plans & Pricing

Simple, transparent pricing
for a brighter financial future.

Choose the plan that fits your goals. No hidden fees. No long-term contracts. New here? See how AI Credit Care works.

Analysis

See what's on your reports

$0one-time
Get Started with the Analysis plan
  • All 3 bureau reports scanned
  • Likely errors ranked by confidence
  • No credit card, no obligation

Repair

We dispute, you approve and track

$89/mo
Get Started with the Repair plan
  • Disputes for the items you choose, on all 3 bureaus
  • Letters drafted for your approval
  • Live dispute tracking and score updates
  • Cancel the month you're done

Repair + Monitor

For identity theft and complex files

$129/mo
Get Started with the Repair + Monitor plan
  • Everything in Repair
  • Daily monitoring on all 3 bureaus
  • Fraud alerts and freeze assistance
  • Dedicated case specialist

Start with a free analysis. No credit card required.

Cancel any time. See our Refund & Cancellation Policy.

No long-term contracts

Stay in control.

Transparent pricing

No hidden fees.

Secure & private

Encrypted connection.

Human support

Real people, real help.

Compare Plans

Find the right plan
for your goals.

All plans include access to our secure platform, AI-powered analysis, and full transparency. Upgrade or cancel anytime.

FeaturesAnalysisRepairRepair + Monitor
All 3 bureau reports scanned
Likely errors ranked by confidence
Disputes for the items you choose, on all 3 bureaus
Letters drafted for your approval
Live dispute tracking and score updates
Daily monitoring on all 3 bureaus
Fraud alerts and freeze assistance
Dedicated case specialist
Our Commitment

30-Day Money-Back Guarantee

If you're not satisfied within 30 days, we'll refund your payment — no questions asked. See our Refund & Cancellation Policy.

Frequently Asked Questions

Pricing questions? We've got answers.

View all FAQs
Are there any hidden fees?

No. The price you see is the price you pay. There are no setup fees or charges added later.

Do you offer a money-back guarantee?

Yes. If you're not satisfied within 30 days, we'll refund your payment — no questions asked.

Can I cancel anytime?

Yes. There are no long-term contracts. You can upgrade, downgrade or cancel from your account at any time.

Is my information secure?

Your connection to our site is encrypted with HTTPS. We do not sell your personal information. See our Privacy Policy for how we share information with service providers.

Will this affect my credit score?

No. Connecting your reports uses a soft check, which does not affect your score.

Which plan is right for me?

Analysis shows what is on your three bureau reports. Repair adds disputes, with letters drafted for your approval and dispute tracking. Repair + Monitor adds daily monitoring, fraud alerts and freeze assistance, and a dedicated case specialist.