Refund & Cancellation Policy

Your first credit report analysis is free. You do not need a credit card to get it, and you are under no obligation to buy a plan afterwards.

If you are not satisfied with a paid plan, tell us within 30 days and we will refund your payment — no questions asked.

Under the federal Credit Repair Organizations Act, you may cancel your service agreement without penalty or obligation at any time before midnight of the third business day after you sign it. This right is in addition to our money-back guarantee, and you do not need to give a reason.

There are no long-term contracts. You can cancel at any time in one of these ways:

• from your account settings;
• by email at info@aicreditcare.com;
• by phone at +1 214 935 9893 (Monday – Friday, 9:00 AM – 6:00 PM CT).

When you cancel, we stop preparing new disputes. Disputes that were already sent stay with the bureau or creditor, and you can continue to follow up on them yourself.

You will not be charged again after your cancellation takes effect.

Your information is then kept or deleted as described in our Privacy Policy.

To ask for a refund, email info@aicreditcare.com from the email address on your account. We send approved refunds to the payment method you used. Your bank or card provider may take several business days to show the refund on your statement.

If you see a charge you do not recognize or think you were billed in error, contact us at info@aicreditcare.com or +1 214 935 9893 and we will look into it.