How does AI credit repair work? You connect your reports, our AI reviews them, and you approve every dispute before it is sent.
Illustration of the product, not a real person’s credit file.
Illustrative example, not a real client. Results vary and are not guaranteed.
A clear, guided plan from your first check to your next step — no jargon, no guesswork.
Securely link Equifax, Experian, and TransUnion, or upload your own PDF or scan. This is a soft check — it never affects your score.
Your connection is encrypted. We do not sell your personal information.
EquifaxExperianTransUnionOur machine learning model cross-checks each tradeline for inaccuracies, obsolete items, and duplicate reporting, then ranks findings by confidence. See how our AI reads your reports.
and flags items for your review.
Our model reads every account and looks for potential issues.
Each finding is explained in plain language: what happened, why it matters, and what we recommend. Nothing moves forward without your say.
So you always know what's happening and why it matters.
Dispute letters are drafted for your review. You approve and e-sign before anything is mailed.
Please only dispute information you believe is inaccurate. AI findings are estimates and can be wrong. See our Disclaimer.
Nothing is sent without your approval.
If a bureau responds and you believe the item is still inaccurate, you can choose to send a follow-up dispute. Nothing is sent without your approval. See our plans and pricing.
See every response and next step in one place.
